Money Recovery
Recovery of unpaid business dues and personal loans through legal notices, civil suits, and summary suits under Order XXXVII CPC before civil courts in Bihar.
Sugam Tax & Legal Multiservices LLP · Patna CityLaw Firm in Patna,
Law Firm in Patna,
Bihar
A Patna City-based law firm serving individuals and businesses across Bihar. We handle money recovery, debt recovery and DRT matters, cheque dishonour under the NI Act, property disputes and title verification, and RERA complaints before the Patna High Court, DRT Patna, DRAT Allahabad, Bihar RERA, and district courts across the state.
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At a Glance
Key Facts About Our Firm
Firm
Sugam Tax & Legal Multiservices LLP
Location
Patna City, Bihar – 800008
Practice Areas
Money Recovery · DRT & SARFAESI · Cheque Bounce · Property · RERA · GST & Tax · Cyber Law
Forums
Patna High Court · DRT Patna · DRAT Allahabad · Bihar RERA · NCLT · ITAT Patna
Advocates
Three enrolled advocates
Contact
Our Practice
Legal Services in Patna and Bihar
Core areas of practice delivered by our enrolled advocates, with dedicated attention to procedure, forum, and documentation.
Debt Recovery & DRT
Representation before DRT Patna and DRAT Allahabad in SARFAESI enforcement, bank loan default disputes, and secured-asset matters under the RDB Act.
Cheque Bounce (NI Act 138)
Handling of cheque dishonour cases under Section 138 of the Negotiable Instruments Act, from legal demand notice to trial and compounding, before Magistrate courts.
Property Law
Title search, encumbrance verification, registration assistance, and dispute resolution for ancestral, boundary, and ownership matters in Bihar.
RERA & Real Estate
Guidance and representation for homebuyers facing delayed possession, project irregularities, or developer disputes under the RERA Act, 2016 before Bihar RERA.
GST, Tax & Cyber Law
GST litigation, income tax appeals before ITAT Patna, corporate advisory before NCLT, and cyber crime defence including digital forensics and consumer protection.
How We Engage
Our Client Engagement Process
A clear four-step process from first contact to case strategy.
01
Submit Your Matter
Fill the case assessment form or email us directly at sugamlawoffice@gmail.com. Share the basic facts and any notices or documents received.
02
Initial Assessment
Our team reviews your documents and identifies the applicable forum — civil court, DRT Patna, Magistrate court, Bihar RERA, or Patna High Court.
03
Consultation
We schedule a consultation to discuss case strategy, scope of work, fee structure, and expected timeline — in person or by phone/video.
04
Engagement & Action
Upon engagement, we initiate the appropriate legal action, keep you updated throughout, and represent you before the relevant court or tribunal.
Understanding Your Options
Recovery Remedies in Bihar — Which Forum Applies?
Different recovery situations call for different legal remedies. This overview explains the general distinctions.
Civil Money Recovery
Filed by individuals or businesses for recovery of dues, unpaid invoices, or breach of contract. The civil court examines the claim on merits and passes a decree enforceable through execution proceedings.
For: Individuals and businesses with non-bank money claims.
Civil suit recovery in BiharSummary Suit
A fast-track civil procedure for recovery of a fixed, liquidated amount based on written contracts, invoices, or negotiable instruments. The defendant must seek leave to defend; if refused, judgment follows quickly.
For: Creditors with clear documentary proof of a liquidated debt.
Summary suit procedureCheque Dishonour — Section 138
A criminal remedy where a cheque is dishonoured for insufficiency of funds or exceeding arrangement. A legal notice must be sent within 30 days of the return memo, and a complaint filed within one month thereafter if unpaid.
For: Payees or holders of dishonoured cheques.
Section 138 procedureBank / FI Recovery & DRT
Original Applications filed by eligible banks and financial institutions for recovery of debts of ₹20 lakh or more. The DRT adjudicates and issues Recovery Certificates enforceable across Bihar.
For: Banks and financial institutions with qualifying debts.
DRT procedure in BiharSARFAESI Enforcement & Challenge
Secured creditors enforce security interest under Section 13(4). Borrowers may file a Securitisation Application under Section 17 before DRT Patna within 45 days of the coercive measure, challenging procedural compliance.
For: Secured creditors and borrowers facing SARFAESI action.
Borrower defence in BiharEnforcement of Decrees & RCs
Once a civil decree or DRT Recovery Certificate is obtained, execution proceedings involve attachment of assets, garnishee orders, and auction. Both civil courts and DRT Recovery Officers handle execution.
For: Decree-holders and Recovery Certificate holders.
Attachment of property
Evaluation Guide
What to Consider When Choosing a Law Firm in Patna
If you are searching for a top law firm in Patna, compare firms on verifiable factors rather than labels.
01
Relevant Subject Experience
Does the firm regularly handle matters in your specific area — DRT, SARFAESI, cheque bounce, property, or RERA?
02
Advocate Enrolment
Is the advocate enrolled with the State Bar Council? Can they provide their enrolment number for verification?
03
Court & Tribunal Familiarity
Does the advocate practise before the specific forum your matter requires — DRT Patna, Patna High Court, or Bihar RERA?
04
Transparent Engagement
Is the scope of work, fee structure, and expected timeline explained clearly before engagement?
05
Document Review & Legal Research
Ask how the firm will review your documents, conduct legal research, and prepare the case strategy.
06
Communication
Clear and regular communication about case progress is essential. Ask how updates will be shared.
07
Office & Contact Verification
Verify the firm's physical office address and contact details. A verifiable office is a basic indicator of accountability.
Forums
Courts and Tribunals Relevant to Our Practice
Our advocates regularly appear before these courts and tribunals in Bihar.
Patna High Court
The principal High Court for Bihar, exercising jurisdiction over all 38 districts. Handles writ petitions, appeals, and supervisory jurisdiction over tribunals.
DRT Patna
Debt Recovery Tribunal at Karpuri Thakur Sadan, Ashiana Digha Road, Patna 800025. Handles Original Applications by banks/FIs and Securitisation Applications under SARFAESI.
DRAT Allahabad
Debt Recovery Appellate Tribunal for DRT Patna orders. Statutory appeals within 30 days under Section 18 SARFAESI or Section 20 RDB Act.
District Courts in Bihar
Civil and criminal courts across all districts. Handle money recovery suits, property disputes, and cheque bounce complaints.
Bihar RERA
Real Estate Regulatory Authority for Bihar. Handles project registration, homebuyer complaints, and developer disputes under the RERA Act, 2016.
NCLT · ITAT · GST Tribunal
National Company Law Tribunal (Patna Bench), Income Tax Appellate Tribunal (Patna), and GST Appellate Tribunal — handling corporate, tax, and insolvency matters.
Our Advocates
Meet Our Advocates
Three enrolled advocates with verified credentials across courts and tribunals in Bihar.
Md Manzar Alam
Founder-Director · Patna High Court
Enrolment: Bihar State Bar Council No. 3309/2010
Education: LL.M., MBA (Finance & Operations)
Courts: Patna High Court · DRT Patna · DRAT Allahabad · District Courts of Bihar
Focus: DRT & SARFAESI, GST Tribunal, NCLT, RERA, Banking Recovery
Mohammad Hammad
Director · Patna High Court & Patna City Civil Court
Enrolment: Bar Council of Bihar No. 938/2005 (19+ years)
Courts: Patna High Court · Patna City Civil Court · Bihar RERA · ITAT Patna
Focus: Property Verification & Title Search, RERA, Cheque Bounce, Income Tax & GST, Trust Registration
Tabish Ahmad
Advocate · Patna High Court
Enrolment: Bihar State Bar Council No. BR/1272/2022
Education: B.A. LL.B. (Hons.), LL.M (Taxation), Diploma in Cyber Law
Courts: Patna High Court · DRT Patna · Civil Court Patna · Consumer Forum
Focus: Cyber Crime Defence, GST Litigation, Taxation, Corporate Law, Consumer Law
About the Firm
About Sugam Tax & Legal Multiservices LLP
Sugam Tax & Legal Multiservices LLP is a Patna City-based law firm serving individuals and businesses across Bihar. The firm's advocates practise before the Patna High Court, DRT Patna, DRAT Allahabad, Bihar RERA, NCLT, ITAT Patna, GST Appellate Tribunal, and district courts across the state.
Core areas of practice include money recovery, debt recovery and DRT proceedings, cheque dishonour under the NI Act, property law and title verification, RERA matters, GST and tax litigation, cyber law, and corporate advisory. The firm operates under a digital-first model, offering phone, video, and email consultations alongside physical court representation.
Member advocates include practitioners enrolled with the Bar Council since verified years. Firm information is provided for client evaluation and is subject to verification. Read more about our advocates and their practice areas.
Patna High Court
DRT Patna
DRAT Allahabad
Bihar RERA
NCLT
ITAT Patna
GST Tribunal
District Courts, Bihar
Legal Resources
Guides & Resources
Practical guides on procedures relevant to our practice areas.
DRT Patna Procedural Guide
Overview of the Debt Recovery Tribunal process in Bihar, including Original Application filing, Securitisation Applications, and Recovery Certificate execution.
Read guideSARFAESI Notice Response
What borrowers should know about Section 13(2) demand notices, representation under Section 13(3A), and challenging coercive measures under Section 17.
Read guideCheque Bounce Procedure in Bihar
Step-by-step overview of Section 138 NI Act proceedings, including limitation periods, notice requirements, and trial procedure.
Read guideProperty Title Verification in Bihar
Understanding Jamabandi records, encumbrance certificates, and the title search process before property purchase or registration in Bihar.
Read guideAppeals to DRAT Allahabad
How to file a statutory appeal against a DRT Patna order under Section 18 SARFAESI or Section 20 RDB Act, including pre-deposit requirements.
Read guideLegal Notice for Money Recovery
What a valid money recovery notice should contain, delivery methods, and how a notice fits into the broader recovery strategy.
Read guide
Client Feedback
What Clients Say
★★★★★
The team explained the DRT process clearly and kept me informed at every stage. Their understanding of the Patna tribunal system was evident.
Client
Patna, Bihar · DRT Matter
★★★★★
Clear communication on a cheque bounce matter. The procedure and timelines were explained properly from the start.
Client
Patna, Bihar · Cheque Bounce Case
★★★★★
Good support on a property title matter in Patna City. The encumbrance check process was explained in simple terms.
Client
Patna City, Bihar · Property Matter
Frequently Asked Questions
Legal Questions Answered
A law firm in Patna typically assists with civil disputes, criminal matters, money recovery, property issues, cheque bounce cases under the Negotiable Instruments Act, family matters, and regulatory filings. Sugam Tax & Legal Multiservices LLP focuses on money recovery, debt recovery, DRT & SARFAESI, cheque dishonour, property law, and RERA matters before Patna High Court, DRT Patna, and district courts in Bihar. See our practice areas for details.
Sugam Tax & Legal Multiservices LLP is located at C/o Md Rajjan, Ground Floor, Chhoti Bazar, Mogal Pura, Patna City – 800008, Bihar. The office is in the Patna City locality, not near Patna Junction. Consultations are available by appointment.
Advocates at Sugam Tax & Legal Multiservices LLP practise before the Patna High Court, DRT Patna, DRAT Allahabad, Bihar RERA, NCLT, ITAT Patna, GST Appellate Tribunal, and district courts across Bihar. Individual advocate profiles list specific forums based on their enrolment and experience.
No. DRT original applications generally involve eligible banks and financial institutions with qualifying debts of ₹20 lakh or more under the Recovery of Debts and Bankruptcy Act, 1993. Ordinary cheque or payee recovery claims, individual money lending disputes, and smaller claims typically go before civil courts or Magistrate courts under the NI Act. Our remedies comparison explains which forum applies to different situations.
Civil money recovery suits are filed by individuals or businesses in civil courts, often under Order XXXVII CPC for summary recovery of liquidated amounts. DRT proceedings are filed by eligible banks and financial institutions for debts of ₹20 lakh or more under the RDB Act. DRT proceedings are generally faster, while civil suits offer broader relief options for non-bank disputes.
Key documents include the original dishonoured cheque, the bank's return memo, the legal demand notice sent to the drawer, proof of dispatch, and any reply received. Transaction records establishing the underlying debt are also important. Timely notice within 30 days of the return memo is critical. Our Section 138 procedure guide covers the full timeline.
Property title verification in Bihar involves examining the chain of title deeds, checking encumbrance records at the Sub-Registrar's office, verifying mutation entries in Jamabandi records, and confirming there is no pending litigation. A title search report helps identify ownership history and existing claims before purchase or registration. Learn more about our property registration process.
After receiving a Section 13(2) demand notice under SARFAESI, a borrower may submit a representation or objection to the secured creditor within the 60-day notice period. The bank must consider the representation before proceeding to Section 13(4) measures. If coercive action is taken, a Securitisation Application under Section 17 can be filed before DRT Patna within 45 days. See our bank notice challenge guide.
Businesses can recover unpaid invoices through a formal legal notice demanding payment, followed by a summary suit under Order XXXVII CPC if the amount is fixed and liquidated. If the invoice was backed by a dishonoured cheque, Section 138 NI Act proceedings may also apply. Read more on business dues recovery.
Verify an advocate's enrolment number with the State Bar Council where they are registered. In Bihar, the Bihar State Bar Council maintains enrolment records. You can also check whether their practice areas match your legal matter. Enrolment details for our advocates are published on their individual profile pages.
Evaluate firms on verifiable factors rather than labels: Bar Council enrolment, relevant subject experience, familiarity with the specific court or tribunal, transparent scope of engagement, and published legal resources. Our evaluation guide covers the seven factors worth comparing.
Get In Touch
Engage Our Patna Legal Team
Book a case assessment on money recovery, DRT, cheque bounce, property law, or RERA matters in Bihar. All enquiries are delivered directly to sugamlawoffice@gmail.com.